Home › Locations › Virginia Beach, VA › Hit-and-Run in Virginia Beach: Finding Coverage When the Driver Fled
The driver who hit you is gone. Your claim isn't — most Virginia Beach hit-and-run victims are paid through coverage they already own and don't know about.
A UM claim is still a negotiation with an insurer — your own — and they dispute these claims like any other. Document injuries the same way you would against an at-fault driver, and know the lawsuit deadline (generally 2 years in Virginia) still applies.
Leaving the scene of an injury crash is a crime in Virginia. A criminal case helps your civil claim — get the case number from the Virginia Beach police and pass it to your insurer or attorney.
Yes, through your own policy: uninsured motorist coverage for injuries, collision coverage for vehicle damage. A police report filed promptly is typically required.
Claims paid under UM coverage for a crash that wasn't your fault generally shouldn't be surcharged in most states, but practices vary by insurer — ask before assuming.
Liability-only policies don't cover your own vehicle or injuries from a hit-and-run unless you carry UM. If the driver is later identified, you can claim against them directly — one reason the police report matters.