Just been in a crash in Miami? Here's what matters right now: get safe, get documented, get medically checked — and know the Florida rules that shape your claim before you talk to any insurance adjuster.
Florida is a no-fault (PIP) state. After most crashes, your own policy's Personal Injury Protection (PIP) pays your initial medical bills and lost wages no matter who caused the crash. To pursue the at-fault driver for pain and suffering, your injuries generally must meet Florida's legal threshold — one of the key questions a local attorney answers for free.
Use our Find Help directory to locate a car accident attorney in Miami: search "Miami car accident lawyer" on two or more of the major directories (Avvo, Justia, Martindale-Hubbell), verify the Florida bar record, and prefer attorneys active in the American Association for Justice or the Florida trial lawyers association. Our 15-minute vetting checklist walks you through it.
Florida's statute of limitations for most car accident injury claims is generally 2 years from the date of the crash, with exceptions that can shorten or extend it (claims against government entities are often much shorter). Confirm your exact deadline with a licensed Florida attorney.
Florida uses a no-fault (PIP) system: your own Personal Injury Protection coverage pays initial medical bills and lost wages regardless of fault, and you can generally only step outside that system to sue when injuries meet the state threshold.
Yes — call 911 from the scene whenever there are injuries or significant damage. If officers don't respond, file a report at your local Miami police station or through the state's crash-report process as soon as possible; insurers will ask for it.
Cross-check candidates on at least two reputable directories (Avvo, Justia, Martindale-Hubbell), verify their Florida bar record, and look for membership in the American Association for Justice or the Florida trial lawyers association. Consultations are free and fees are contingency-based.